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- There are different types of banks that cater to different needs. Here are some of the types of banks12:
- Retail Banks: offer banking services that cater to individual needs.
- Commercial Banks: designed for businesses and for commercial purposes, typically offering essential banking services to small and medium-sized businesses.
- Investment Banks: provide services to corporations and governments, such as underwriting and issuing securities.
- Universal Banks: offer a wide range of banking services, including retail, commercial, and investment banking.
- Credit Unions: non-profit organizations that offer banking services to their members.
- Private Banks: offer banking services to high net worth individuals.
- Central Banks: manage the supply of money for a country or group of countries.
- Shadow Banks: non-bank financial institutions that provide services similar to traditional banks.
- Savings and Loan Associations: specialize in accepting savings deposits and making mortgage loans.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.11 Types of Banks, How It Works and Who They're Best For
- 1. Retail Banks Retail banks, also referred to as consumer banks or personal banks offer banking services that cater to individual needs. ...
statrys.com/blog/bank-typesTypes of Banks
- Central Banks Central banks manage the supply of money for a country or group of countries. ...
- Retail Banks Retail banks are probably what most people think of when they think of banking. ...
www.forbes.com/advisor/banking/how-do-banks-w… - People also ask
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