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- An auto insurance specialist is a professional who helps you find the best car insurance for your needs. They can be either an agent or a broker. An agent represents one or more insurance companies and sells their products. A broker works independently and compares different options from various insurers. Both agents and brokers can advise you on the coverage types and levels that suit your situation.12Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.A car insurance agent functions as a bridge between auto insurers and drivers shopping for coverage. They may represent one or multiple insurers and can help you sift through different coverage options to build an auto policy that best fits your needs. Insurance agents work for the companies they represent, not for you, the buyer.www.nerdwallet.com/article/insurance/auto/car-ins…A car insurance broker helps you shop for auto insurance. They work to understand your coverage needs and then find the most suitable option. They often also sell homeowners and other coverage types. They don’t decide on the price you pay—that’s done by the insurance company.www.forbes.com/advisor/car-insurance/car-insuran…
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