Tummy tucks are generally considered cosmetic surgery, which means (in most cases) they aren’t covered by insurance. However, there is an exception to this rule: In order to have a tummy tuck covered by insurance, you must prove the procedure is medically necessary.

In many cases, a tummy tuck is merely a cosmetic procedure, and most insurance plans will not cover this. However, if you are experiencing rashes or skin infections, it then becomes a medical need to have the surgery. In this case, you may be able to get some of the costs of your tummy tuck covered by insurance.

A tummy tuck is rarely covered by insurance because it is considered a cosmetic procedure. However, if you can show proof it will solve an underlying medical issue, your insurer may pay for most of the costs. And then, you can find a way of paying the remainder of the surgical bill.

Tummy tucks and breast reductions may be covered by insurance as part of a mommy makeover. Even if a stomach tucks or breast reduction is part of a mommy makeover, most insurance companies will only cover partial costs.