Bail-ins, which cancel a bank’s debt owed to creditors and depositors, serve as an alternative to bailouts. “In my view, a bail-in appropriately forces investors to take risks before dep… See more

Yes. Technically, bail-ins have replaced bail-outs for “too big to fail” banks under Dodd-Frank. It’s important to note, however, that no bail-ins have occurred in the U.S. s… See more

Most depositors in most financial institutions in the U.S. wouldn’t lose money during a bail-in. That’s because the median value of individual transaction accounts (such as ch… See more

Assuming you have no plans to drain your bank account and stuff cash under your mattress (unwise for many reasons, potential theft and zero interest being two), there are st… See more