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- Currently, the best CD rates range from 4.30 percent APY to 5.25 percent APY. This top rate is offered by Langley Federal Credit Union for a 10-month term, and is roughly three times higher than the national average of 1.76 percent on a one-year CD.Learn more:Currently, the best CD rates range from 4.30 percent APY to 5.25 percent APY. This top rate is offered by Langley Federal Credit Union for a 10-month term, and is roughly three times higher than the national average of 1.76 percent on a one-year CD.www.bankrate.com/banking/cds/cd-rates/The best 10-year CD rate right now is 4.11% APY. Investopedia collects, tracks, and analyzes data from over 200 banks and credit unions to find the best CD rates every weekday.www.investopedia.com/the-best-10-year-cd-rates-8…Here is a selection of the best no-penalty CD rates, many of which can be found via Raisin. Ponce Bank APY: 4.00% Minimum deposit: $1 Term: 4 months Technology Credit Union APY: 4.00% Minimum deposit: $1,000 Term: 5 months Sallie Mae Bank APY: 3.95% Minimum deposit: $2,500 Term: 14 monthswww.kiplinger.com/personal-finance/best-no-penalt…
Here are the highest CD rates at top online banks and credit unions for term lengths from six to 12 months:
- Bread Savings: 4.50% APY for 6-month CD.
- Popular Direct: 4.61% APY for 6-month CD.
- Customers Bank: 4.55% APY for 6-month CD.
- NASA Federal Credit Union: 4.54% APY for 9-month certificate.
- TAB Bank: 4.52% APY for 1-year CD.
- First Internet Bank: 4.42% APY for 1-year CD.
- BMO Alto: 4.30% APY for 6-month CD.
- Andrews Federal Credit Union: 4.25% APY for 1-year CD.
www.nerdwallet.com/best/banking/cd-ratesSome of the best CD rates today include, but are not limited to, Bellco Credit Union, which offers the highest 6-month CD rate at 4.75% APY, and Bask Bank, which offers 4.65% APY on their 3-month CD. CDs are a type of savings account with a fixed interest rate and a set maturity date.www.gobankingrates.com/banking/cd-rates/top-cd … Best CD rates of January 2025 (Up to 5.25%) - Bankrate
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