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    To dispute a billing error, you need to:
    1. Write a letter to the issuer using the address given for billing inquiries, not the address for sending your payments.
    2. Include your name, address, account number, and a description of the mistake.
    3. Use a sample letter for disputing credit and debit card charges if you are disputing a credit card charge.
    4. Send your letter so that it reaches the issuer within 60 days after the first bill with the error was sent to you.
     
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