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- Credit card cloning and skimming are both methods of stealing credit card information. Skimming is the process of copying the card's magnetic stripe, which can then be used to make purchases at point of sale devices and to make withdrawals from ATMs1. Credit card cloning refers to making an unauthorized copy of a credit card, which is also sometimes called skimming2. Thieves copy information at a credit card terminal using an electronic device and transfer the data from the stolen card to a new card or rewrite an existing card with the information2.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.This cloned card can then be used to make purchases at point of sale devices and (where the customer’s personal identification number [PIN] has also been obtained) to make withdrawals from Automated teller machines (ATM). The process whereby the card’s magnetic stripe is copied is generally known as skimming.obssa.co.za/wp-content/uploads/2018/02/Bulletin-1…Credit card cloning refers to making an unauthorized copy of a credit card. This practice is also sometimes called skimming. Thieves copy information at a credit card terminal using an electronic device and transfer the data from the stolen card to a new card or rewrite an existing card with the information.www.investopedia.com/terms/c/cloning.asp
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