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- Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Credit card encryption is a security measure intended to reduce the likelihood of credit card information being stolen. Encryption makes it extremely difficult to access that information without the corresponding encryption key. The small, square microchips on many credit cards today, known as EMV chips, make use of encryption technology.www.investopedia.com/terms/c/credit-card-encrypti…When you insert your credit or debit card into a chip reader machine while making a purchase, the cryptogram generated inside the chip is sent to the credit card processor so it can validate the purchase and authorize the transaction by using a decryption key to decipher the cryptogram. In this way, the credit card transaction is encrypted.www.thebalancemoney.com/what-is-credit-card-en…
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