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  2. Yes, credit cards have PINs. That said, credit card PINs are only required for certain transactions, including requesting a cash advance and completing certain overseas transactions. That said, foreign cards often require PINs to complete normal transactions because card issuers in other countries use Chip and PIN security.
    globalbanks.com/do-credit-cards-have-pins/
    Instead of using the magnetic stripe on the side you once used to make a purchase, chip and PIN credit cards have a small metallic chip on the front that holds your payment data. This metallic chip is designed to reduce fraud, and it does so by providing a unique code for each purchase you make.
    www.bankrate.com/finance/credit-cards/chip-and-pi…
    A credit card PIN, or personal identification number, is typically a four-digit code you use to verify that you’re the owner of a credit card. Like a signature, it’s used to verify your identity and helps protect you against fraud. In the U.S., you may be required to use this code for a cash advance at an ATM.
    www.creditkarma.com/credit-cards/i/credit-card-pin
     
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