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- Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.In fact, credit cards with chips have reduced card-present counterfeit payment fraud by 76% from 2015 to 2018, according to Visa. You probably already have at least one card with a chip, if not more. If you don’t, you may want to ask your credit card issuers to replace your magnetic-stripe cards with chip-and-PIN cards.www.cnet.com/personal-finance/credit-cards/advic…Credit card shimming is a technique used by identity thieves to steal credit card data. It's done by placing a small device on a payment terminal that scans your card's microchip and stores card information. Data from the device can then be downloaded and used to commit fraud.www.experian.com/blogs/ask-experian/shimming-i…The shift to chip cards is an important step in combating fraud, but experts agree that chip cards are not going to make card fraud go away. Fraudsters will still try to make money by stealing card data, and you’ll still need to protect yourself by taking some basic precautions: Check your accounts for unauthorized charges or debits regularly.www.consumerfinance.gov/about-us/blog/whats-th…
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