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Use this letter to dispute a debt and to tell a collector to stop contacting you. If you send this letter within 30 days from the date you first receive a debt collection letter, the debt collector must …

I am responding to your contact about collecting an alleged debt. You contacted me by [phone/mail/email], on [date] and identified the alleged debt as [any information they gave you …

Please consider this letter a formal dispute of the alleged debt pursuant to the FDCPA, 15 U.S.C. §1692g(b). I also request verification, validation, and the name and address of the original …

I am exercising my rights under the Fair Debt Collection Practices Act (FDCPA) to request additional information and documentation related to this debt. I kindly request that you provide …

I am writing in response to your letter/phone call. I do not believe I owe what you say I owe. I am disputing this debt. I am respectfully requesting that you provide me with the following …

As per the Fair Debt Collection Practices Act (FDCPA) and the Fair Credit Reporting Act (FCRA), I am entitled to receive accurate and verifiable information about any debts being reported …

Explain why you are disputing the debt. Here are a few reasons why you would dispute the debt: (2) You do not recognize the debt; (3) You are a victim of identity theft; (4) The debt has been …

If a consumer does not think the debt is theirs, thinks that the amount is incorrect, or believes that there is some other type of error, the consumer can send the collector a dispute letter. …

View, download and print Initial Debt Collection Dispute Letter pdf template or form online. 2 Debt Dispute Letter Templates are collected for any of your needs.

A Debt Dispute Letter is a written statement composed by an individual who believes a creditor or debt collection agency has made a mistake and attributed a wrong amount of debt to them or …

Jan 27, 2025 · The digital edition of Surviving Debt is free online. It links to free documents and forms, such as a sample “stop contact” letter to send to debt collectors and a “dispute” letter to …