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Social Security helps workers and their families during debilitating illness or injury. Learn everything you need to know about claiming SSDI or SSI benefits.

Oct 10, 2018 · A possible exception arises if, along with SSDI, you are collecting workers’ compensation or drawing a disability benefit from a government job at which you didn’t pay Social Security taxes. These could shrink your SSDI payment to the point where you might be better off switching to the reduced retirement benefit at 62.

Oct 10, 2018 · A quick guide to applying for Social Security disability online. You can also sign up over the phone or in person.

Sep 21, 2021 · Mathematically speaking, Social Security Disability Insurance (SSDI) is calculated in the same way as Social Security retirement benefits. Both are based on your record of “covered earnings” — work income on which you paid Social Security taxes.

Jul 7, 2021 · Most disabled beneficiaries who get SSI or SSDI money don’t owe taxes, but SSDI benefits are taxable if income exceeds a threshold set by the IRS.

Oct 10, 2018 · Probably not. Whatever your age when you claim Social Security Disability Insurance (SSDI), Social Security sets your benefit as though you had reached full retirement age. Full retirement age, or FRA, is the point at which you qualify for 100 percent of the benefit Social Security calculates from your lifetime earnings.

Nov 16, 2018 · Yes. If you suffer a disability after filing early for retirement benefits, you may be able to change to Social Security Disability Insurance (SSDI). Similarly, if you retire early but belatedly discover that an existing condition might have qualified you for a disability benefit that would have been larger, you may be able claim it retroactively.

Oct 10, 2018 · The husband or wife of someone receiving SSDI may be eligible for spousal benefits, just as if their partner was drawing retirement benefits.

Oct 26, 2020 · Social Security was put in charge of SSI when the program was established in 1972 to replace a patchwork of state programs that provided federally financed benefits for people who are older, blind or have a disability and are in financial need. Most states offer supplemental benefits to SSI recipients on top of the federal payment.

Oct 17, 2023 · So people collecting Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), the two types of payments Social Security administers for people unable to work due to a serious health condition, will get a 2.5 percent increase in …