Although redlining as a practice has been illegal since the passing of the Fair Housing Act in 1968, its legacy persists today. Formerly redlined areas remain effectively segregated and continue to experience exclusion from economic and political opportunities. Black loan applicants are still turned away by banks at a higher rate than White applicants, contributing to a wealth gap that African Americans have yet to rebound from. ^{cbsnews.com 4 1 2 3}