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  2. What is a CD (certificate of deposit)? - Bankrate

    Feb 25, 2025 · A certificate of deposit (CD) is a type of savings account that earns a fixed interest rate. In exchange for the benefit of this guaranteed yield, you agree to keep your money in the …

  3. Certificate of Deposit (CD) | Meaning, Types, & How They Work

    Jul 2, 2023 · What is a Certificate of Deposit (CD), and how does it differ from other savings options? A Certificate of Deposit (CD) is a time-based savings product offered by banks and …

  4. What Is a Certificate of Deposit (CD)? Pros and Cons

    Jun 15, 2025 · A certificate of deposit (CD) is a type of savings account offered by banks and credit unions. It pays a fixed interest rate for a set period of time.

  5. 12 Best CD Rates of July 2025: Up to 4.40% APY - CNBC

    4 days ago · To determine the top CDs, CNBC Select ranked those that offer above-average APYs and a range of CD terms; some banks even offer different CD types, like a CD where …

  6. Certificates of Deposit (CDs) - Investopedia

    4 days ago · What Is a Certificate of Deposit (CD)? Pros and Cons. Are CDs FDIC Insured? Can you build credit with CDs? CDs, along with other types of deposit products, do not build credit.

  7. How does a CD work? | CD rates explained | Fidelity

    CD rates are the interest rates that banks offer on a CD. It’s the profit you’ll make—a percentage of your total deposit—for buying and holding the CD for a specified amount of time called the …

  8. What Is a Certificate of Deposit (CD)? - NerdWallet

    Jan 28, 2025 · Consider a CD to have guaranteed returns without much risk and to have a safe place for savings earmarked for future use.

  9. What is a certificate of deposit (CD)? - Consumer Financial …

    Aug 30, 2023 · What is a certificate of deposit (CD)? A certificate of deposit, or CD, is a type of savings account offered by banks and credit unions. You generally agree to keep your money …

  10. What Is a Certificate of Deposit (CD) And How Does It Work?

    May 7, 2025 · What Is a Certificate of Deposit? A certificate of deposit (CD) is a savings vehicle that provides interest compensation in exchange for a commitment to leave the amount …

  11. What Is a Certificate of Deposit? Understanding the Basics and …

    What Is a Certificate of Deposit? A Certificate of Deposit (CD) is a type of savings account offered by credit unions and banks that earns interest over a fixed term. In exchange for depositing …