Now that you’ve planned for what’s coming in, you need to plan for what’s going out: your giving, saving (depending on what Baby Step you’re on), and spending. When it comes to … See more

When you do the math on your budget planner sheet, your income minus your expenses should equal zero. We call this the zero-based budget. No, this does not mean you l… See more

How do you stay on top of your spending? Track. Your. Transactions.That means you’re tracking everything that happens to your money all month long! This is how you keep an ey… See more

Your budget won’t change too much from month to month—but no two months are exactly the same. So, create a new budget every single month. Don’t forget month-specific exp… See more