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  2. You’ll have very few out-of-pocket costs using CHAMPVA and Medicare together, since CHAMPVA will generally pay any copayments or coinsurance amounts. You can expect to pay: nothing out of pocket for any service that both Medicare and CHAMPVA cover your Medicare coinsurance cost of 20% for a service Medicare covers, but CHAMPVA doesn’t
    www.healthline.com/health/medicare/champva-and-medicare
    www.healthline.com/health/medicare/champva-and-medicare
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