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    Here is a sample debt settlement agreement letter template you can use:
    1. Introduction: State your name, address, and the date at the top of the letter. Include the creditor's name and address.
    2. Agreement Statement: Clearly state that you are proposing a settlement for your debt. For example, "I am writing to propose a settlement for my outstanding debt of $[amount]."
    3. Settlement Offer: Specify the amount you are willing to pay to settle the debt, which is typically less than the full amount owed. For example, "I propose to pay $[settlement amount] as a full settlement of this debt."
    4. Payment Terms: Outline how and when you will make the payment. For example, "I will make this payment by [date] via [payment method]."
    5. Conclusion: Request a written confirmation of the agreement and express your hope for a positive response. For example, "Please confirm your acceptance of this settlement offer in writing."
      You can customize this template based on your specific situation. For more detailed templates, you can refer to sources like Upsolve, eForms, and FinMasters.
      upsolve.org+2

    3 Sources

    Write a Debt Settlement Letter Using This Free Template - Upsolve
    Debt Settlement Agreement Template. Here is a template you can use to draft your debt settlement agreement. Customize the information contained in this agreement to match your circ…
    Upsolve
    https://upsolve.org/learn/debt-settlement-agreement-template/
    Free Debt Settlement Agreement - PDF | Word – eForms
    A debt settlement agreement is a contract signed between a creditor and a debtor to re-negotiate or compromise on an outstanding debt. This is usually when a debtor wants to make a…
    eForms
    https://eforms.com/debt/settlement-agreement/
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    How to Write a Debt Settlement Letter (With Sample) - FinMasters
    Consider Debt Settlement Only When Necessary: Only opt for debt settlement if you truly cannot pay your debts. A settlement can reduce your debt, but your credit score will suffer.…
    FinMasters
    https://finmasters.com/debt-settlement-letter/
    upsolve.org
    eforms.com
    finmasters.com

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