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  2. Independent ATMs1 are ATMs not owned by banks. An independent ATM operator is a person or an entity that is in the business of owning, leasing, managing, or otherwise controlling access to the interior of an ATM, including its internal cash vault. The independent ATM operator may be the same or different from the independent ATM owner.
    www.ffiec.gov/press/PDF/Independent-Automated …
    To get in, look for a credit-card-size slot next to the door and insert your card. Avoid "independent" ATMs, such as Travelex, Euronet, Moneybox, Your Cash, Cardpoint, and Cashzone. These have high fees. Note that these "independent" ATMs are often found next to bank ATMs in the hope that travelers will be too confused to notice the difference.
    www.ricksteves.com/travel-tips/money/cash-machi…
    We all know that ATMs operated by a bank are always free to use… and indeed there are some independently operated ATMs that charge a withdrawal fee… however Link recently published figures that show two thirds (67%) of remote (non-branch) ATMs are free to use! Your card can be used by the same amount of independently-operated ATMs as bank ATMs.
    www.yourcash.com/difference-bank-independent-o…
     
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