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- The national average APY on savings accounts is 0.46% as of 09/16/2024, according to the Federal Deposit Insurance Corp. (FDIC). However, the highest rate available right now for a $2,500 minimum deposit is 5.84%, more than 25.18 times the average, so shop around.www.cnn.com/cnn-underscored/money/savings-account-rates-today-10-14-2024
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