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- To calculate the retirement points for military reserve, you can use the following methods12345:
- Divide total retirement points by 360 and compare the number to the current military pay charts1.
- A “normal” year in the Guard or Reserves should be worth approximately 78 Retirement Points, which is broken down as: 15 Points – Annual Participation, 48 Points – 12 Monthly Drills (4 Drill Periods per month), and 15 Points – Annual Training2.
- Reserve service is “converted” to active service by dividing retirement points by 360. 7200 points divided by 360 = 20 years of active duty service 2.5% x 20 years = 50%3.
- The years of creditable service for an active duty retirement calculation is the sum of years of active service (i.e., active duty or full-time National Guard duty) and any additional years computed by adding all reserve points, if any (except those for active service)and dividing by 3604.
- Points are credited on the following basis: 1 One point for each day of active service (active duty or active duty for training). 2 15 points for each year of membership in a Reserve Component (Guard and Reserve). 3 One point for each unit training assembly. 4 One point for each day in which a member is in a funeral honors duty status5.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.For the Reserve component member, determining how much your retirement may be worth can be calculated by dividing total retirement points by 360 and comparing the number to the current military pay charts. Rank and time-in-service will count in this calculation.veteran.com/calculate-reserve-guard-points/A “normal” year in the Guard or Reserves should be worth approximately 78 Retirement Points. This is broken down as: 15 Points – Annual Participation 48 Points – 12 Monthly Drills (4 Drill Periods per month) 15 Points – Annual Training (this can vary based on your unit)themilitarywallet.com/guard-reserve-points/RESERVE Reserve service is “converted” to active service by dividing retirement points by 360. 7200 points divided by 360 = 20 years of active duty service 2.5% x 20 years = 50%www.dfas.mil/retiredmilitary/plan/estimate/The years of creditable service for an active duty retirement calculation is the sum of years of active service (i.e., active duty or full-time National Guard duty) and any additional years computed by adding all reserve points, if any (except those for active service)and dividing by 360.militarypay.defense.gov/Pay/Retirement/ActiveDuty…Points are credited on the following basis:
- One point for each day of active service (active duty or active duty for training).
- 15 points for each year of membership in a Reserve Component (Guard and Reserve).
- One point for each unit training assembly.
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If you’re in the Reserve Component, you must earn 20 qualifying years of service to qualify for retirement. To have a qualifying year in the RC, you must earn 50 points, commonly referred to as a Good Year. Added up, RC members generally need 7200 points to qualify for a military retirement. Additionally, as part of … See more
All active duty servicemembers and Reserve Component (RC) members are eligible for military retirement as long as they meet certain … See more
Outside of the eligibility requirements and how pay is calculated, most retirement benefits are fairly similar between active duty members and … See more
The biggest difference between active duty and Reserve military retirement comes down to the time you wait to gain eligibility and the points system. While active duty service gets you access to military retirement faster, aspects of active duty service may not … See more
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