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    Budget Calculator

    A budget is an estimate and planning of income and expenditure, and commonly refers to a methodical plan to spend money a certain way. Generally, budgets are created to reach certain financial goals, such as paying off several credit cards, reaching a certain savings goal, or getting income and expenses back on track. There are many different reaso...

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    Budgeting can generally be summed up by two things: living within your means and planning for the future. Successful budgeting usually involves having a detailed personal budget and adhering to it. Living Within Your Means Millennia-old religious teachings, countless online resources, and thousands of financial advisors over time have echoed the pr...

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    We have created a free, basic, budget template for people who want to start budgeting their personal finances on a month-to-month basis. While it is not the most feature-packed budgeting tool in the world, it was created as a way for people to get motivated and started on their budgeting goals, then eventually move onto more intricate budget-planni...

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    Most budgeteers' main source of income will come from their full-time or part-time job in the form of salaries or wages. The second largest source of income tends to come from investments and their capital gains, and there are various other methods of receiving additional income. Obviously, anyone would most likely want a higher income. Aside from ...

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    Housing & Utilities Most budgeteers will normally have rent or mortgage costs as the bulk of their monthly housing expenses. A general rule of thumb says housing costs should be no more than 30% of monthly gross income, give or take. Any budgeteer who finds that their housing costs are significantly more may find it worthwhile to consider more cost...

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