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Debt collection - Consumer Financial Protection Bureau
Understand how the CFPB’s Debt Collection Rule can help you. On November 30, 2021, the Debt Collection Rule became effective. The rule clarifies how debt collectors can communicate with …
Debt Collection model forms and samples
Debt Collection model forms and samples Download English and translated versions of Debt Collection Rule model form. Editable versions of the forms are provided on the Bureau’s Debt …
Debt Collection (FDCPA) - Consumer Financial Protection Bureau
Oct 18, 2021 · Resources to help industry participants understand, implement, and comply with the Debt Collection Rule.
What should I do when a debt collector contacts me?
Aug 2, 2023 · First, determine important information about your debt—including if it’s legitimate and if you really owe it—and then use our sample letters to respond appropriately to the debt …
What information does a debt collector have to give me about a …
Jan 29, 2024 · Under the debt collection rule, debt collectors have to provide you with certain information about your debt, known as validation information. Generally, this information is …
Debt Collection Practices (Regulation F) | Consumer Financial ...
Jan 16, 2025 · Debt Collection Practices (Regulation F) This rule amends Regulation F, 12 CFR part 1006, which implements the Fair Debt Collection Practices Act (FDCPA), to prescribe …
What can I do if a debt collector contacts me about a debt I …
Aug 2, 2023 · If you believe you already paid the debt, do not owe the debt, the amount is incorrect, or that it's not even your debt, you may send a written request to the debt collector to …
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debt collector first communicates with the consumer to collect the debt or shortly thereafter. The December 2020 Rule implements the FDCPA’s validation information requirement. The Rule …
Understand how the CFPB’s Debt Collection Rule impacts you
Nov 30, 2021 · This rule clarifies how debt collectors can communicate with you, including what information they’re required to provide at the outset of collection about the debt, your rights in …