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    A pre-approval letter can be included with a purchase offer to indicate that your lender has agreed to back your purchase. It tells the seller that you’ve already looked into financing and that you’re highly likely to be able to complete the purchase if they accept your offer. In a situation where another buyer lacks this advantage, a pre-approval letter can sometimes give you, the buyer, some bargaining power. While it is not illegal to put in an offer without a pre-approval, sellers prefer offers with pre-approval letters over those without.
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    Can You Make an Offer Without a Pre-Approval? - Ruoff Mortgage
    Offering a seller a pre-approval letter along with a purchase offer indicates that your lender has agreed to back your purchase. In a situation where another buyer lacks this advan…
    Ruoff Mortgage
    https://blog.ruoff.com/can-you-make-an-offer-without-a-pre-approval
    Can You Make an Offer Without a Preapproval Letter? - Experian
    Offering a seller a preapproval letter along with a purchase offer demonstrates that you've persuaded a lender to back your purchase. In a situation where another buyer lacks simil…
    Experian
    https://www.experian.com/blogs/ask-experian/can-you-make-an-offer-without-a-preapproval-letter/
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    What is a pre-approval letter? | Better Mortgage
    You can provide it to your agent, who will include it along with your offer when you’ve found the right home. It tells the seller you’ve already looked into financing and that you’…
    Better Mortgage
    https://better.com/faq/pre-approval-letters/what-is-a-pre-approval-letter
    Can You Make an Offer Without a Pre-Approval Letter? - Guidance Residential
    There is no law that states you cannot put in an offer without a pre-approval. So, while you can always try submitting the offer without the pre-approval letter, note that sellers …
    Guidance Residential
    https://www.guidanceresidential.com/resources/home-buying/can-you-make-an-offer-without-a-pre-approval-letter/
    Ruoff Mortgage
    Experian
    Better Mortgage
    Guidance Residential

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