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  1. What Is Redlining? Definition, Legality, and Effects - Investopedia

    • Redlining is a discriminatory practice that puts services—usually financial services—out of reach for residents of certain areas based on race or ethnicity. Redlining is illegal. Evidence of redlining is the sy… See more

    How Redlining Works

    The term “redlining” was coined by sociologist John McKnight in the 1960s and is derived from the practice—used by the federal government and lenders—of literally drawing a r… See more

    Investopedia
    Effects of Redlining

    In the 1930s, the federal government began redlining real estate, delineating “risky” neighborhoods for federal mortgage loans based on the race of the residents. The result of thi… See more

    Investopedia
    Legality of Redlining

    Courts have determined that redlining is illegal when lending institutions use race as a basis for excluding neighborhoods from access to loans. In addition, the Fair Housing Ac… See more

    Investopedia
    What Factors Are Lenders Allowed to Consider?

    Banks may legally take the following factors into consideration when deciding whether to make loans to applicants and on what terms: 1. Credit history:Lenders may legally evaluate a… See more

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  2. Redlining, a process by which banks and other institutions refuse to offer mortgages or offer worse rates to customers in certain neighborhoods based on their racial and ethnic composition, is one of the clearest examples of institutionalized racism in the history of the United States.
    www.thoughtco.com/redlining-definition-4157858

    The term redlining is a nod to how lenders identified and referenced neighborhoods with a greater share of people deemed more likely to default on mortgage. Using red ink, lenders outlined on paper maps the parts of a city that were considered at high risk of default, as well as more desirable neighborhoods for approving a loan.

    www.cbsnews.com/news/redlining-what-is-history-…
     
  3. Understanding Legal Document Redlining - A Detailed …

    Legal document Redlining is a process used by lawyers in the review and editing of contracts. The review is achieved by marking changes, comments, and suggestions directly into a contract being amended or negotiated.

     
  4. Redlining - Federal Reserve History

    Jun 2, 2023 · Redlining is the practice of denying people access to credit because of where they live, even if they are personally qualified for loans. Historically, mortgage lenders once widely redlined core urban neighborhoods and Black …

  5. Redlining - Wikipedia

    The specific process termed "redlining" in the United States occurred on the background of racial segregation and discrimination against minority populations.

    • Estimated Reading Time: 11 mins
    • The Definition, History, and Impact of Redlining

      Jun 16, 2020 · Redlining, a process by which banks and other institutions refuse to offer mortgages or offer worse rates to customers in certain neighborhoods based on their racial and ethnic composition, is one of the clearest examples …

    • Contract redlining: what it is and how to do it - Juro

      Mar 9, 2023 · Contract redlining is the process of marking up a contract with proposed changes and revisions. Redlining typically happens during a contract negotiation where the parties review the contract’s original language and …

    • 3 Ways to Redline a Contract - wikiHow Legal

      Mar 29, 2019 · Redlining a contract is the process of editing a draft. The draft might have been provided by opposing counsel, or it might be an old contract you are using as a template. Redlining requires that you go back and forth with the …

    • How to Redline Documents and Best Practices

      Red line software from companies like DocJuris makes the process of redlining contracts and documents more manageable and consistent. By using a dedicated workflow, you can quickly and easily keep track of all the changes reviewers …

    • 50 years after being outlawed, redlining still drives …

      Sep 20, 2023 · Decades of redlining—a longstanding banking practice that blocked people of color from getting mortgages—continue to perpetuate racial and socioeconomic inequality in the San Francisco Bay Area and across the …

    • What Is Redlining a Contract? - Ironclad

      Here’s what you need to know about contract redlining, how to do it properly, and how to manage the process. Redlining is the process of editing a contract when two or more parties are negotiating or working together. The goal is to …

    • How to Redline a Contract ? (5 Redlining Best …

      Nov 3, 2022 · At its core, redlining is a process designed to speed up the time to signature and eliminate the need for lengthy negotiation meetings. Tracking changes to a document in the form of ‘redlines’ ensures that collaborators can …

    • What is redlining and is it still happening across the U.S ... - CBS …

    • What Is Redlining In Real Estate? – Forbes Advisor

    • Redlining a Contract: The Complete Guide - Concord

    • Redlining · Racial Restriction and Housing Discrimination in the ...

    • Mastering Contract Redlining: Best Practices for Effective …

    • What is Contract Redlining? - Icertis

    • Understanding Redlining: The Crucial Role of Redlining in …

    • Redlining | Racial Discrimination, Mortgage Lending & Urban …

    • What Is Redlining? - Kiplinger

    • How to Redline in Word: A Step-by-Step Guide - thebricks.com