But before we get into drawing our budget pie charts, I’m sure you may already know there are ‘recommended’ … See more

Doing this thinking at the end of the year is ideal because you can reflect on the past year’s distribution of your take home pay spending as a starting point to plan for next year. Think to yourself, when you do this exercise in … See more

You can also use thefree pie chart maker tool from Canva (scroll down this page to see where to pull in the pie chart feature). Make big-picture categories that fit into the context of your life, lumping things together where that … See more

What stands out to me is how few categories there really are in our present life, now having no non-mortgage debt… and that our giving is smaller than we’d like for this past year. There are reasons for that, but stil… See more