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  2. 3%
    • According to 2 sources
    The TIAA Traditional Annuity has a guaranteed minimum interest rate of 3%. Consequently, your annual return may be higher, but it will never be lower. Rates vary depending on the specifics of your contract and the time at which you open your account.
    For Retirement Annuity (RA) contracts, TIAA Traditional guarantees your principal and a 3% minimum annual interest rate for all premiums remitted since 1979. The account also offers the opportunity for additional amounts in excess of the guaranteed rate.
     
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