Blue Cross Blue Shield for Most FERS Retirees. If you are planning to live outside of the US, Puerto Rico, and the US Virgin Islands, the BCBS plan may be your best option. They have a dedicated Overseas Assistance Center and a Pre-Departure Questionnaire to check on your coverage.

If you expect to spend a significant amount of time overseas, you’ll want an FEHB plan that has an international provider network, such as Blue Cross Blue Shield. All FEHB plans cover emergency overseas care, but only a handful will cover routine overseas care.

Compare Overseas Benefits. View the overseas benefits for FEP Blue Focus®, FEP Blue Basic™ and FEP Blue Standard™.

If you need medical care outside the U.S, Puerto Rico, and the U.S. Virgin Islands you can rest assured that the Blue Cross and Blue Shield Service Benefit Plan offers worldwide coverage. Through the Overseas Assistance Center, you’re covered when working or traveling overseas.