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  2. Both are correct. The difference is that the one with "and" describes ("the set of all people 65 years and older, inclusive"), and the other describes (the set of everyone who is in "the set of 65-year-olds" or in the set of "older than 65-year-olds), which coincide exactly.
    ell.stackexchange.com/questions/259856/which-is-the-proper-use-of-an-age-group-65-years-or-older-or-65-years-and-older
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