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    DIY Bankruptcy: How to File Bankruptcy Without a La…

    Bankruptcy attorneys charge $200-$300 an hour, and it can cost anywhere from $1,000 to $6,000 for one to handle your case, depending on the type of bankruptcy and how complicated it is. Most experts, as well as the U.S. Bankruptcy Court, will tell you that it’s worth the money. Still, if your income is low and you don’t own a lot of property, filin...

    Debt.org

    Bankruptcy law is complicated and specific. A bankruptcy filing has many steps, strict deadlines and requires lots of documentation, including dozens of forms to fill out. The court expects individuals who file bankruptcy to be familiar with U.S. Bankruptcy Code, federal rules and any local rules that apply – you don’t get a pass simply because you...

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    Individuals who file for bankruptcy without the help of an attorney may use a non-attorney petition preparer to help with paperwork. The preparers can’t give legal advice, answer questions about legalities or represent the filer in court. In fact, they are sometimes referred to by the court as a “typing service,” in order to make it clear that thei...

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    Chapter 7is an easier DIY bankruptcy than Chapter 13, because it is simpler. It’s the most common form of consumer bankruptcy – in 2021, 256,940 bankruptcies filed in the U.S. were Chapter 7, while 124,795 were Chapter 13. While bankruptcy court “liquifies” your assets to pay your creditors, exemptions usually allow you to keep your car and other n...

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    It costs a little less to file Chapter 13– $313 – but the process is more complicated. People who file Chapter 13 have enough income to pay some of their debt, according to the court. Those who hoped to file Chapter 7 but didn’t pass the means test often then file for Chapter 13. The biggest difference between Chapter 7 and 13is that debt isn’t dis...

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