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  2. Personal effects refer to everyday items of personal use12. Examples of personal effects include3124:
    • Personal jewelry such as engagement rings
    • Clothes and personal care items
    • Pets
    • Items you use for hobbies, recreation, and education such as musical instruments and books
    • Items of cultural or religious significance to an individual, such as ceremonial attire.
    Learn more:
    Personal effects is a reference to everyday items of personal use, usually referred to in the disposition of belongings in a will. It includes clothes, cosmetics and items of adornment. Personal effects can include such things as jewelry, appliances, tools, furniture, clothing, china, silver, coin collections, works of art, and the like.
    definitions.uslegal.com/p/personal-effects/
    The term “personal effects” refers to a person’s personal property, usually items of particular significance that are carried or worn. According to the Revised Code of Washington, personal effects normally include jewelry, clothing, toiletries, or other such items.
    www.law.cornell.edu/wex/personal_effects
    Just as with household goods, the agency provides a list of examples of items that can be treated as personal effects. These include: Your own personal jewelry such as engagement rings Clothes and personal care items Your pets Items you use for hobbies, recreation, and education such as musical instruments and books
    www.cptinstitute.org/what-are-household-goods-an…

    Personal effects may consist of the following:

    • Personal jewelry, including wedding and engagement rings;
    • Personal care items and clothing;
    • Pets, such as a cat, dog, hamster, horse, monkey, or snake;
    secure.ssa.gov/poms.nsf/lnx/0501130430
     
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