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- Retirement plan provider that offers guaranteed annuitiesTIAA-CREF is a retirement plan provider that offers guaranteed annuities12. Their TIAA Traditional plan provides a guaranteed lifetime annual income by annuitizing the money in the plan1. It guarantees the principal and a minimum interest rate, with the opportunity for additional amounts in excess of the guaranteed rate2.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Both are defined-contribution plans, but a 401 (k) is designed to provide supplemental income in retirement and attempts to maximize the funds in it, while a TIAA plan is intended to provide a guaranteed lifetime annual income by annuitizing the money in the plan, making the amount saved less paramount.www.investopedia.com/terms/t/tiaa-cref.aspHere’s a quick rundown from the website: A guaranteed annuity backed by TIAA’s claims-paying ability, TIAA Traditional guarantees your principal and a minimum interest rate, plus it offers the opportunity for additional amounts in excess of the guaranteed rate. TIAA has credited additional amounts of interest every year since 1948.www.mymoneyblog.com/dads-retirement-plan-lear…
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