Benefits of Supplemental Insurance. Not only can the supplemental insurance help pay for things not covered by your primary health insurance policy, but it also has other advantages including: Coverage begins on the first day of the hospital stay; there is no deductible or waiting period,

Supplemental insurance policies can help you pay for out-of-pocket medical expenses such as copays and deductibles when a serious illness or accident happens. Supplemental policies pay benefits directly to you, unless otherwise assigned, to help with everyday expenses such as utility bills, groceries, and childcare.