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  2. Navigator An individual or organization that's trained and able to help consumers, small businesses, and their employees as they look for health coverage options through the Marketplace, including completing eligibility and enrollment forms. These individuals and organizations are required to be unbiased. Their services are free to consumers.
    www.healthcare.gov/glossary/navigator/
    www.healthcare.gov/glossary/navigator/
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    What is a health insurance marketplace navigator?The Health Insurance Marketplace® and state-based Marketplaces can offer no-cost or low-cost coverage to millions of people.” Navigators play a vital role in helping consumers prepare applications to establish eligibility and enroll in coverage through the Marketplaces and potentially qualify for an insurance affordability program.
    What is a marketplace Navigator Program?The Affordable Care Act requires Marketplaces to establish a Navigator program to help consumers understand new coverage options and find the most affordable coverage that meets their health care needs.
    What is a Medicaid navigator?The Navigator position was created by the Affordable Care Act to provide helpers for people to enroll in coverage through the health insurance exchange, and refer or assist with Medicaid enrollment. Navigators are not licensed health insurance brokers, so they cannot recommend one plan over another or direct consumers towards a particular policy.
    How much will Medicare & Medicaid help navigators in federal marketplaces?Today, the U.S. Department of Health and Human Services (HHS) announced that to continue its efforts to increase access to enrollment assistance for consumers, the Centers for Medicare & Medicaid Services (CMS) will make $80 million available in grants to Navigators in Federal Marketplaces for the 2022 plan year.
     
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