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  2. Virtually excludes all credit transactions

    "Cash-and-carry" refers to a business model that virtually excludes all credit transactions, requiring up-front payment for all goods and services. Companies with a cash-and-carry business model eliminate accounts receivable from their books and are able to match all sales with actual cash receipts.
    smallbusiness.chron.com/cash-carry-business-model-4759.html
    smallbusiness.chron.com/cash-carry-business-model-4759.html
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