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- In fact, credit cards with chips have reduced card-present counterfeit payment fraud by 76% from 2015 to 2018, according to Visa. You probably already have at least one card with a chip, if not more. If you don’t, you may want to ask your credit card issuers to replace your magnetic-stripe cards with chip-and-PIN cards.www.cnet.com/personal-finance/credit-cards/advice/what-are-credit-card-chips-…
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WebFeb 17, 2016 · The ABCs of EMV. EMV chips in credit cards fight fraud by making it impossible to reuse card data from an in-person transaction. …
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