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- Dental insurance plans that cover implants without waiting periods include12:
- Ameritas’ PrimeStar Access and PrimeStar Total plans. They reimburse at only 20% for dental implants in the first year before increasing reimbursement to 50% after the first year.
- Guardian Direct’s Diamond, Achiever and Core policies. They pay 50% for dental implants once you get past a 12-month waiting period.
- NCD plans, specifically the 3000 and the 5000. They offer high plan maximums, and waiting periods can be waived if you can show proof of prior dental coverage. You can even count partial prior coverage towards the waiting period2.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Ameritas’ PrimeStar Access and PrimeStar Total plans don’t have waiting periods, but reimburse at only 20% for dental implants in the first year before increasing reimbursement to 50% after the first year. Guardian Direct’s Diamond, Achiever and Core policies pay 50% for dental implants once you get past a 12-month waiting period.www.forbes.com/advisor/health-insurance/dental-in…NCD plans, specifically the 3000 and the 5000 are great for dental implants because they offer high plan maximums, and waiting periods can be waived if you can show proof of prior dental coverage. You can even count partial prior coverage towards the waiting period.www.dentaly.org/us/dental-insurance-usa/dental-im… - People also ask
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