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- Banking is an industry that handles cash, credit, and other financial transactions for individual consumers and businesses. It involves:
- Accepting deposits and making loans.
- Providing related services such as IRAs, CDs, currency exchange, and safe deposit boxes.
- Charging higher interest on loans than the interest paid on customer deposits.
- Maintaining a minimum reserve (usually around 10% of each deposit) while lending out the remainder12345.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Banking is an industry that handles cash, credit, and other financial transactions for individual consumers and businesses alike. Banking provides the liquidity needed for families and businesses to invest in the future, and is one of the key drivers of the U.S. economy.www.thebalancemoney.com/what-is-banking-3305…In its role as a financial intermediary, a bank accepts deposits and makes loans. It derives a profit from the difference between the costs (including interest payments) of attracting and servicing deposits and the income it receives through interest charged to borrowers or earned through securities.www.britannica.com/money/bankA bank is a financial institution that is licensed to accept checking and savings deposits and make loans. Banks also provide related services such as individual retirement accounts (IRAs), certificates of deposit (CDs), currency exchange, and safe deposit boxes.www.investopedia.com/terms/b/bank.aspBanking is a business sector that manages cash, credit, and other financial activities for individuals and corporations. Banks typically must maintain a minimum reserve, often around 10% of each deposit, but they can lend out the remainder.www.wallstreetoasis.com/resources/skills/finance/b…Summary
- A bank is an institution that accepts customer deposits and offers loans to individuals and corporate clients.
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