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- Bankruptcy may be the best option if1:
- You see no way to pay off your debts within five years.
- Your amount of debt (excluding a mortgage) is greater than 40% of your income.
- You’re paying as much as you can toward your debts but not making progress.
- Debt payments are preventing you from meeting other financial goals, such as saving for retirement.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.But in general, bankruptcy may be the best option if:
- You see no way to pay off your debts within five years.
- Your amount of debt (excluding a mortgage) is greater than 40% of your income.
www.nerdwallet.com/article/finance/bankruptcyYou will need to talk to your bankruptcy attorney about your options and discuss which chapter may be right for you. The choice is dependent on whether you can exempt all of your assets, if you need to keep a home, if you are behind on your mortgage, and if you have tax debt that you want to repay through your bankruptcy.www.kindlundlegal.com/how-do-i-know-which-bank… - People also ask
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