Next, add any missing deposits and credits to the balance above. These are items that haven't yet shown as transactions in your account, but that you’re certain will be credited. F… See more

Then, subtract outstanding items such as withdrawals and payments that haven't yet shown up as transactions but which you know will hit your account soon. For example, y… See more

You now have the following: 1. The balance reported by your bank 2. Additions to your account 3. Items to subtract from your account Once you've added the deposits and subtra… See more

Look through every transaction on your bank statement (or online) and compare any checks paid to your check register. If you’re not sure what something is, figure it out. It coul… See more

Now that you’ve reviewed every transaction, your account should be free of any surprises. But you can do even more to optimize your bank account. 1. Set up alertsso tha… See more