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- A medical gap plan is a type of insurance that pays the amount applied to the insured’s major medical deductible and coinsurance1. It covers the same expenses as the major medical plan except for charges for professional fees in a doctor’s office or medical clinic, outpatient prescription drugs, vision, dental, and plan copayments1. A gap payment is an out-of-pocket expense you have to pay when you receive medical treatment that costs more than what you can claim back from both Medicare and your private health insurance2. Medical gap plans provide limited-benefit coverage for healthcare services that typically result from a critical illness or accident, in other words, unplanned or emergency care3.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.A medical gap plan pays the amount applied to the insured’s major medical deductible and coinsurance. It covers the same expenses as the major medical plan except for charges for professional fees in a doctor’s office or medical clinic, outpatient prescription drugs, vision, dental, and plan copayments.premiumsaverplan.com/what-is-gap-health-insuranceA gap payment is an out-of-pocket expense you have to pay when you receive medical treatment that costs more than what you can claim back from both Medicare and your private health insurance. Regardless of whether you’re a public or private patient, Medicare will subsidise some of the cost of your treatment.www.comparethemarket.com.au/health-insurance/…Medical gap plans provide limited-benefit coverage for healthcare services that typically result from a critical illness or accident, in other words, unplanned or emergency care.www.myhealthinsurance.com/blog/save/is-medical …
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