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Encroachment is an encumbrance because it provides an obstacle to a property owner’s enjoyment of his own property. A lien is a contract that a property owner, or borrower, makes with a creditor that allows the creditor to seize the property if the borrower stops making payments as agreed on the lien.
legaldictionary.net/encumbrance/An encroachment creates an encumbrance on both properties until the issue is resolved: The property housing the encroachment has its free use encumbered, while the owner of the encroaching improvement does not have title to the land it's built on.www.investopedia.com/terms/e/encumbrance.asp - People also ask
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