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- Small businesses have several options for health coverage, including12:
- Preferred provider organization (PPO) plans: allow covered individuals to pay less out of pocket for care when they use in-network doctors, hospitals, and providers.
- Health maintenance organization (HMO) plans: can have lower out-of-pocket costs for covered employees, but are more restrictive regarding which doctors, hospitals, and providers you can visit.
- Contact health insurance companies directly to discuss plan options (HMO, PPO, POS, etc.) and coverage.
- Hire an insurance broker to help you find the right product for your business.
- Partner with purchasing alliances, associations, or professional employer organizations to purchase health insurance as part of a group of businesses.
Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.Types of Health Insurance for Small Businesses
- PPO plans: Preferred provider organization (PPO) plans allow covered individuals to pay less out of pocket for care when they use in-network doctors, hospitals, and providers. ...
www.investopedia.com/health-care-options-for-sm…Small Business Health Insurance Options
- Contact health insurance companies directly to discuss plan options (HMO, PPO, POS, etc.) and coverage
- Hire an insurance broker to help you find the right product for your business
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