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- Credit history is a record of how you’ve managed your finances in the past. Lenders typically review this information before extending a line of credit, such as a credit card or loan. Your credit history can influence your financial life, so taking steps to establish a positive history can help you and your credit scores.www.capitalone.com/learn-grow/money-management/what-is-credit-history/
Credit History: What It Is and Why It Matters | Capital One
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