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- A chip payment is a payment made using a chip card, which is a debit or credit card that contains an embedded microchip along with the traditional magnetic stripe1. When you use a chip card to make a payment, the smart chip electronically transmits an encrypted, single-use code to a merchant’s card reader, allowing the merchant to securely process your payment2. Chip cards provide consumers with additional security when making transactions at stores, terminals, or ATMs because they're harder to skim1.Learn more:✕This summary was generated using AI based on multiple online sources. To view the original source information, use the "Learn more" links.A chip card is a debit or credit card that contains an embedded microchip along with the traditional magnetic stripe. The chip provides consumers with additional security when making transactions at stores, terminals, or ATMs because they're harder to skim.www.investopedia.com/terms/c/chip-card.aspWhen you use a chip card to make a payment, the smart chip electronically transmits an encrypted, single-use code to a merchant’s card reader, allowing the merchant to securely process your payment.www.thebalancemoney.com/what-is-a-chip-card-51…
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Clearing House Interbank Payments System - Wikipedia
The Clearing House Interbank Payments System (CHIPS) is a United States private clearing house for large-value transactions. As of 2023, it settles approximately 500,000 payments totaling US$1.7 trillion per day. Together with the Federal Reserve Banks' Fedwire Funds Service, CHIPS forms the primary U.S. … See more
CHIPS differs from the Fedwire payment system in three key ways. First, it is privately owned (by The Clearing House Payments Company LLC), whereas the Fed is part of a … See more
• Clearing (finance)
• ACH Network - electronic payment network in the United States
• CHAPS - the UK equivalent of CHIPS See moreCHIPS is owned by the financial institutions. According to the Federal Financial Institutions Examination Council (FFIEC), an interagency office of the United States government, "any banking organization with a regulated U.S. presence may … See more
• Fedwire and Clearing House Interbank Payments System Retrieved Nov. 28, 2005.
• See moreWikipedia text under CC-BY-SA license CHIPS | The Clearing House
What Is the Clearing House Interbank Payments …
WebFeb 24, 2021 · The Clearing House Interbank Payments System (CHIPS) allows large interbank transactions in the U.S. to clear. CHIPS is slower but less expensive than the other major interbank clearing...
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